There are thousands of Uber cars in New York thanks to its growing popularity. Just like any car accident, Uber accidents are now occurring quite often. But, the problem is that Uber laws are still green and the one question that’s often asked is if you will get compensated in case of an Uber accident. Well, this article will answer this and tell you what you need to know about Uber Accidents Compensation in New York.
Understanding Uber Laws in New York
For you to know what you are up against, you must understand the applicable law thus the first step would be to get acquainted with Uber laws in New York.
Now, while Uber drivers involved in an accident while on duty are covered by Uber insurance policy plan, different metrics and variables influence claim for compensation. For instance, Uber has different insurance covers for when the driver is online (not on the trip) and while he/she is on a trip.
So, Uber does compensate for accidents via the insurance policy on their drivers but at times, it isn’t that straightforward. For example, if you are hit by an Uber driver while he/she is offline, Uber might not pay for the claim. The driver will have to use his/her policy. The driver’s personal insurance cover will be used to pay for the claim. Sadly, in most cases, the allocation is not substantial to cover much. However, with the help of an attorney, you can establish if the driver has other hidden insurance that can be used to settle your claim. For example, some drivers do not reveal their Umbrella insurance covers.
As you might have noticed, the laws on Uber accidents in New York can be quite confusing thus you are advised to hire a skilled Uber Accident Lawyers NYC to help you with your auto accident claim. In fact, working with an experienced auto accident attorney with a track record of handling Uber/Lyft cases is crucial to getting compensated.
Medical Reports Matter in Uber Accidents Claim
Medical reports also come in quite handy in Uber Accident’s claims. Thus, make sure that you visit a doctor after an Uber accident and get the records to prove that you have suffered a “serious injury” to receive compensation. Your medical bills should also be paid because you are covered by a No-Fault insurance policy in the state.
NB:
The No-fault coverage is a New York state required coverage that protects all the people in the TNC Vehicle. It is applicable for drivers online (not on the trip) and on the trip. It covers medical and health expenses, lost earnings, and other reasonable and necessary expenses resulting from vehicle-related injuries.
Proving Uber Accident Negligence
You can file a lawsuit against Uber or the driver but since New York is a no-fault state, the threshold to doing is quite high. You must be able to prove that the Uber driver was at fault (negligent). Driver distraction is actually one of the top causes of accidents especially in an Uber setup.
- You should show that the driver had a duty to drive carefully by observing all traffic laws but did not.
- You should also show that the driver went against the duty of careful driving.
- You should also show that you suffered serious injuries and damages from the Uber accident.
Your lawyer can prove this with the help of evidence that you can also try to collect immediately after the accident. Ensure to take important details of the car and the driver plus photos and witness details if you can.
Final thoughts:
In a nutshell, Uber accident claims can be quite confusing to many especially in a no-fault system like New York. That said, an Uber accidents lawyer will definitely help and assist in your claim and help you fight for your compensation.
