There’s a lot of confusion around what insurance is and isn’t necessary in the United States. This comes as no surprise since the insurance landscape is a complicated place, especially for businesses. If you’re a business owner, you’ve probably found yourself asking about health insurance coverage. Do you need to offer plans for your employees? What about supplemental plans?
One of the most confusing elements of business health insurance plans is supplemental plans like dental and vision. It’s often surprising to learn that dental and vision plans aren’t included under traditional health insurance. These are considered “extras” so you might not know if you should offer these types of coverage options for your employees. In this guide, we’ll answer this question once and for all.