Banking & Insurance

Until 1861, the United States government had not issued paper money. The desperation of the government in need of money to finance the civil war led to the passing of the act of July 17, 1861, ordering the US Treasury Department to publish and distribute paper notes. From there on, the US dollar has traveled […]

You probably are familiar with some types of insurance. If you own a house or car, you probably know you need coverage for them.  Insurance offers peace of mind against turbulent times, and you can expect to find an insurance policy to cover everything imaginable, from artwork to body parts, vehicles, and businesses. Depending on

Purchasing a home can be an exciting experience but it can also be overwhelming for many people. There is an abundance of details to consider, as you’re making a financial decision that will have you committed to a mortgage for over at least 20 years. With this type of long-term commitment comes some mortgage risk

There are no two ways about it: cash is important no matter what kind of business you have, and is especially important for banks. It’s particularly crucial in fulfilling your short-term financial obligations. If you can’t, then it can be extremely difficult to attain your long-term goals. This means that more than a positive cash

The general insurance code of practice was developed as a voluntary code by the Insurance Council of Australia. It aims to provide protection for policyholders and raise the standards of customer service.  The code requires all employees to understand their obligations by offering training in the latest procedure. The first General Insurance Code dates back

The first thing that any business requires is a business bank account, especially if you are working as an LLC or a Limited Liability Company. Individuals operating as Sole proprietorships are not legally required to have a business banking account. However, having a business account would bring more credibility to your customers and vendors. Your