Top 4 Ways to Make Your Money Work for You

You took the risk of starting your own business and that risk has paid off. You’re now a successful entrepreneur with some spare capital left over each month. If you’re like most people in this position, you’ll want to put your money to work for you rather than just investing in something hoping that you’ll make a return on your capital someday. Sound familiar?

Are you looking for ways to make your money work for you so you can, potentially, make a quick return and grow your savings? If so, the following are some options to consider.

invest money to work for you

Real Estate

Real estate has, for the most part, always been a reliable investment. Yes, markets fluctuate and booms and dips come and go but you’ll always have a physical asset to fall back on should you need it. And the good news is that you don’t have to invest in a whole property to get in on the action, as there are many ways to get involved in this market. You can buy shares of properties, invest in REITs (real estate investment trusts), or rent out a room. Not sure about entering the property market? You don’t have to be an expert. Investing in real estate versus stocks has many advantages – especially if you don’t like volatility – and you can review on the subject online to learn more.


Many experts would describe investing in bonds as a ‘safe’ option. But what are bonds and why are they considered less risky? Bonds – in simple terms – are used by companies or companies to raise money. They do this by borrowing from investors. They are usually issued to raise funds for specific projects. In return, the bond issuer – the government or company – promises to pay back the initial investment, with interest, over a set amount of time.

Penny Stocks and Margin Trading

If you are an entrepreneur who has overcome the fear of starting up and has a high tolerance for risk, you might get bored at the thought of investing in bonds and waiting for a payout. If so, it’s worth looking into margin trading and penny stocks. Both options can dramatically increase your profit but, in the same way, you could potentially lose a lot of money too. Do not enter these markets unless you’re willing to take the time to study the trends and learn everything there is to know about these types of trades. Remember you have worked hard to build your business so be careful where you put the profits.

Open in a Retirement Fund

Depending on your long-term plans and personal circumstances, it might be a good idea to build a retirement fund. Doing so will give you a safety net when the time comes to step down from your business. And, in the short-term, you can enjoy some really great benefits. Choose the right plan and you will see a reduction in the amount of income tax you have to pay, assuming you’re hitting the payment targets. Lastly, you can also defer the tax that you owe on earnings that you’ve made from other investments.

Dragan Sutevski

Posted by Dragan Sutevski

Dragan Sutevski is a founder and CEO of Sutevski Consulting, creating business excellence through innovative thinking. Get more from Dragan on Twitter. Contact Dragan